Products
USA Benefits Group has joined forces with a variety of insurance providers to meet the diverse insurance needs of American families and businesses.
Browse the list below to see the insurance plans we have available.
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Types of Insurance Plans
Individual & Group Health Plans
These plans provide coverage for medical expenses, offering financial protection against healthcare costs. Individual health plans are designed for individuals or families, while group health plans are typically offered by employers to their employees.
Critical Illness Insurance
Critical illness insurance offers a lump-sum payout if the insured is diagnosed with a serious illness covered by the policy. This can help with medical expenses and other costs during a difficult time.
Accident Insurance
Accident insurance provides financial assistance in the event of accidental injuries, covering medical bills, rehabilitation costs, and other accident-related expenses.
ACA/Marketplace
The Affordable Care Act (ACA) marketplace, also known as the Health Insurance Marketplace, allows individuals and families to purchase health insurance plans that meet ACA guidelines, often with subsidies to make coverage more affordable.
Life Insurance
Life insurance provides a death benefit to beneficiaries upon the insured person’s passing. It acts as a financial safety net for loved ones, helping cover various expenses and financial obligations.
Final Expense Insurance
Final expense insurance is a type of life insurance specifically intended to cover funeral and burial costs, alleviating the financial burden on surviving family members.
Living Benefits
Living benefits, or accelerated death benefits, allow policyholders to access a portion of their life insurance death benefit while still alive if they are diagnosed with a terminal illness or other qualifying conditions.
Long-Term Care Insurance
Long-term care insurance helps cover the cost of extended care services, such as nursing home care, assisted living, and in-home care, which may not be covered by health insurance or Medicare.
Medicare Supplements
Medicare supplements, also known as Medigap plans, help fill the gaps in coverage left by Original Medicare (Parts A and B), assisting with out-of-pocket expenses like deductibles and copayments.
Dental/Vision Insurance
Dental insurance covers expenses related to dental care, including routine check-ups, cleanings, and treatments. Vision insurance helps with eye care costs, including exams, glasses, and contact lenses.
Rx Drug Plans
Prescription drug plans, often part of Medicare Part D, provide coverage for prescription medications, making it easier for beneficiaries to afford necessary drugs.